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Giving employees control of their employer sponsored insurance funds

Regina E. Herzlinger, Barak Richman

This study, and set of files, is comprised of a simulation that draws on a set of inputs from publicly available sources. The simulation projects the economic results of a platform that would give workers in large self-insured groups expanded Affordable Care Act-compliant employer-sponsored insurance (ESI) choices that would allow employees to control their ESI funds and trade off pre-tax ESI funds for taxable wages

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